HARD MONEY LENDING - iFinance Florida
Why iFinance Florida Is the Reliable Source for Hard Money Lending
When time is of the essence—or traditional financing doesn’t fit the deal—you need a lender that moves fast, thinks creatively, and understands real estate. At iFinance Florida, we specialize in private hard money loans for investors, flippers, and property owners who need quick funding with flexible terms. Our vast network of private lenders allows us to get deals funded in days, not weeks—no tax returns, no red tape, no delays.
What Is a Hard Money Loan?
A hard money loan is a short-term, asset-based loan primarily used by real estate investors. Instead of qualifying based on income or credit, hard money lenders focus on the property’s value, condition, and exit strategy. These loans are ideal for time-sensitive acquisitions, distressed property purchases, or borrowers who don’t meet conventional loan criteria.
Who Qualifies for a Hard Money Loan?
Hard money loans are open to individuals, LLCs, corporations, and trusts. Approval is based largely on property type, location, loan-to-value ratio (typically 65–75%), and exit strategy. Borrowers may have lower credit scores or irregular income, but strong equity or a compelling deal makes funding possible. Loan terms typically range from 6 to 24 months.
Why Use a Hard Money Loan?
Speed and flexibility. Hard money is your go-to option when traditional banks say no—or move too slow. Whether you’re flipping a home, buying a property at auction, or need to close in under 10 days, hard money allows you to act fast. These loans also allow creative structures that traditional lenders won’t touch.
iFinance Florida: Your Direct Line to Private Capital
We don’t just have one hard money lender—we have dozens, ready to fund Florida deals fast. Our team vets your opportunity, structures the loan for speed and efficiency, and coordinates everything from valuation to closing. With a proven track record of successful investor funding, we’re the team you want when you need capital—now.
Have a deal that needs funding fast?
Book a hard money strategy call today. We’ll underwrite your property and exit plan, connect you with the right lender, and get your project moving—before the competition does.
Key Features and Benefits:
- Asset-Based Lending: Hard Money Loans are short-term, secured loans based on the value of the real estate property, rather than the borrower’s credit history.
- Fast Approval and Closing: These loans are provided by private lenders or investors and feature a streamlined application process, allowing for quick access to capital.
- Credit Flexibility: Loan approval is focused on the property’s value, making this an ideal option for borrowers with limited or imperfect credit histories.
- Higher Interest Rates: Due to the higher risk for lenders, Hard Money Loans typically have elevated interest rates and fees but offer a practical solution for immediate and temporary capital needs.
At iFinance Florida, we specialize in providing reliable, fast, and flexible financing options for property investors. Let us help you capitalize on your next real estate opportunity with confidence.
Choose iFinance Florida for your hard money lending needs and experience fast approvals, flexible terms, and expert guidance every step of the way.