Fix N Flip - iFinance Florida
Why Investors Rely on iFinance Florida for Fix and Flip Financing
At iFinance Florida, we power real estate investors with the capital, speed, and strategy they need to scale. Our Fix and Flip loan programs are specifically designed for investors looking to purchase, renovate, and resell properties for profit. Whether you’re flipping your first property or your fiftieth, we bring you fast funding, low-doc approvals, and expert guidance on maximizing ROI—all under one roof.
What Is a Fix and Flip Loan?
A Fix and Flip loan is a short-term, interest-only loan used to acquire and renovate a property with the intent to resell it within 6 to 18 months. These loans fund both the purchase price and the renovation budget, and are based primarily on the property’s after-repair value (ARV)—not the borrower’s income or credit alone. They’re ideal for distressed properties, cosmetic upgrades, and full-gut renovations alike.
Who Qualifies for a Fix and Flip Loan?
Real estate investors, flippers, developers, and LLCs are common candidates. While a good credit score (typically 620+) helps, funding is largely based on the project’s potential and exit strategy. Most lenders require 10–20% down on the purchase price, with 100% of the rehab costs financed and disbursed in draws. The stronger your experience and track record, the better your leverage and rates.
Why Use a Fix and Flip Loan?
Speed and leverage. Traditional loans don’t work on distressed properties—but fix and flip loans do. With quick closings (often in 7–10 days), you can compete with cash buyers, acquire off-market deals, and fund renovations without tying up all your own capital. These loans allow you to scale your flipping business, increase returns, and recycle your funds faster.
Your Project. Our Capital. Shared Vision.
At iFinance Florida, we don’t just provide capital—we bring insights. From underwriting ARV and analyzing your scope of work to introducing trusted contractors and helping you exit at the right price, we’re your flipping partner—not just your lender.
Let’s flip the script on your next investment.
Book your fix and flip consultation today. We’ll review your deal, structure your financing, and help you move from acquisition to sale—with speed and strategy.
Key Features and Benefits:
- Short-Term Financing: Specifically designed for real estate investors looking to quickly purchase, renovate, and resell properties for profit.
- Quick Approval Process: Expedites access to funds, enabling investors to act swiftly on time-sensitive opportunities in a competitive market.
- Asset-Based Lending: Loan approval is primarily based on the property’s value, offering accessibility to investors with diverse credit profiles.
- Comprehensive Coverage: Financing includes up to 90% of the purchase price and often a portion of renovation costs, ensuring you have the funds to enhance the property’s value.
At iFinance Florida, we simplify the path to successful real estate investments with our Fix N Flip Loans. Partner with us to turn your vision into a profitable reality.
