DOOR #3 PRIVATE LENDING
Why iFinance Florida Is the Go-To Source for Private Lending Solutions
When traditional financing doesn’t fit the deal, timing, or borrower profile, iFinance Florida delivers results through our robust network of private lenders. We specialize in structuring fast, flexible private loans for investors, entrepreneurs, and developers who need to move quickly, don’t meet bank guidelines, or are purchasing non-traditional assets. Whether you’re flipping a property, bridging a transaction, or seizing an investment opportunity, we provide the funding edge you need to compete and close.
What Is Private Lending?
Private lending refers to mortgage financing provided by individual investors or private capital firms—not banks or conventional institutions. These loans are asset-based, which means they rely more on the value and viability of the property or project than the borrower’s income or credit profile. They’re often used for short-term needs like fix-and-flip projects, auction purchases, or time-sensitive acquisitions.
Who Benefits from Private Lending?
Private loans are ideal for real estate investors, developers, foreign nationals, self-employed borrowers with complex financials, or anyone who needs funding fast without full-document underwriting. These loans are often used when speed, creativity, or property type disqualifies a borrower from conventional financing.
Why Private Lending Is a Strategic Tool?
The biggest benefit of private lending is speed—many of these loans close in 7–10 days. They also offer flexibility on credit scores, income documentation, and property condition. While the rates are typically higher than conventional loans, they’re designed for short-term use with a clear exit strategy—such as a sale or refinance into long-term financing.
Your Edge in Competitive Markets
At iFinance Florida, we do more than connect you with capital—we structure deals that get approved. We know which lenders to approach based on your asset, timeline, and exit plan. And we manage the process from application to funding so you can focus on the deal, not the paperwork.
Need funding fast? We’re ready.
Schedule a private lending consultation today and find out how we can get your next project funded—with speed, creativity, and confidence.
Door #3 Loan Options - iFinance Florida
HARD MONEY LOANS
Hard money loans provide rapid financing solutions backed primarily by the value of real estate collateral, making them ideal for investors and property developers who need swift approvals and funding. With minimal emphasis on credit history and more focus on asset value, hard money loans enable borrowers to secure financing quickly, perfect for short-term projects or urgent real estate opportunities.
FIX N FLIP
Fix N Flip loans are specifically designed to support investors seeking funds to purchase, renovate, and quickly resell properties. These loans offer quick access to capital, flexible repayment structures, and competitive terms, ensuring investors can capitalize promptly on real estate opportunities, complete necessary renovations, and maximize profitability through timely property sales.
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BRIDGE LOANS
Bridge loans from iFinance Florida Mortgages offer a fast and flexible financing solution for homeowners and investors needing short-term funding between property transactions. Whether you’re buying a new home before selling your current one, or seizing time-sensitive real estate opportunities, our asset-based bridge loans provide quick approvals, minimal documentation, and funding in days—not weeks. With no income verification and tailored terms, iFinance Florida ensures you never miss the perfect opportunity.
